Tag: health benefits for family

Do you have a primary care doctor?

In a world long before WFH became part of our vocabulary, the yearly physical was well built into the American family calendar. But, somewhere along the way we have increasingly relied on emergency health solutions. 

Waiting until your health needs become emergency room level only results in unfortunate health and financial outcomes. The purpose of a physical is to catch any health concerns early before they genuinely become concerns. But a recent study from membership-based primary care practice, One Medical found that while 89% of employees agree it is essential to receive regular primary care, only 1 in 5 actually have a primary care provider. 

One Medical survey participant cited difficulty navigating the healthcare system, navigating care costs, and making appointments as the top reasons for putting off primary care. Unfortunately, these obstacles ring true for many navigating healthcare today. Healthy Business Group heard these woes and created gethealthee.com in response. Do you need help navigating the healthcare system? Then don’t because, with gethealthee.com, there are no endless navigation options, just one website for all your benefit needs; truly a one-stop-shop. Have difficulty finding doctors and handling medical bills? When you purchase a medical plan from gethealthee.com, you receive access to Rightway, the dedicated health concierge available to assist you in finding in-network doctors, scheduling appointments, handling billing disputes, and more. 

A primary care physician can help prevent diseases, assist in managing chronic conditions, and improve overall health. However, no one needs to be convinced that having a primary care doctor is essential. Instead, we need to communicate that there are tools to make getting to the doctor easier, like gethealthee.com.

Sources:

https://www.benefitnews.com/news/how-to-get-employees-to-head-back-to-their-primary-care-doctors

What makes HealthEE Support different

Last month you were introduced to Michael and Allie, two HealthEE support members. I popped by again just as they finished another day of answering questions for potential and current HealthEE members. I asked the two of them to describe healthee support in one sentence, and I loved their answers: 

 

Michael: “HealthEE Support is a dynamic support team that is determined to provide you with the best in class customer experience in the Healthcare industry.”

Allie: “If you need benefits, we’ve got you covered from start to finish.”

 

I couldn’t have said it any better myself. What I loved about their answers is that both center around you, the caller, and you, the one who needs the support and help. Yes, HealthEE by HBG offers a one-stop shop for coverage with countless benefits, and our support team could have focused on all we have to offer, but instead, true to the team’s nature, their focus is on you and your needs. 

Next, I asked Michael and Allie what being on the HealthEE Support team has taught them. Allie said she has learned “there is no one size fits all approach to customer support. Each customer deserves a personalized experience based on their individual needs.” Michael followed with how the team has taught him “always to take the next step to give our callers and members better solutions to their needs. I am a natural problem solver, and I love being able to help all who call.” Our support team understands how personal shopping for benefits is. As dedicated and excited as the team is to offer callers guidance, they are a support team – not a sales team. HealthEE Support recognizes having you purchase a plan that isn’t right for you helps no one, which is why we train the support team to be simple guides, a helping hand in your health coverage journey. 

Whatever you need, answers to questions, guidance, or just information, you can feel confident that the intentions of the support team center around finding the best coverage for you and your needs. 

 

Contacting HealthEE Support is easy. You can call or text 888-655-4053, or if you would like to schedule a live appointment via Zoom, you can visit the calendar here.

 

Checking in with HealthEE Support

As you know, our HealthEE support team is HealthEE by HBG’s friendly and accessible resource for answering any and all healthcare-related questions. January is a hectic month, we have many new members onboarding and calling with questions, so I checked in with the team to see what patterns they are noticing.
One wholesome trend we see is family members calling on behalf of loved ones like parents and significant others. It is incredibly touching to see family members discussing their loved one’s options and seeking the best plan for their needs.
Following the holidays, many callers have been looking for general plan overviews and in-network inquiries. Our team has found that the best way to clarify the difference from plan to plan comes down to the correlation between cost and coverage.
The feedback we have been receiving from callers is the general consensus that our members love the flexibility HealthEE by HBG healthcare plans offer.

How you can help employees with rising stress due to inflation

A recent study conducted by Qualtrics reveals a look into employees’ minds amidst rising inflation. The study found a large percentage of Americans to be concerned by their financial standing, considering it to be poor. To combat this, employees seek cheaper living environments, a second job or side hustle, and in many cases, an entirely new job offering higher pay. In addition, working from home has created ample opportunity for employees to take on extra work, whether extra hours from their primary 9-5 or something on the side. But, with more than half of working Americans considering holding multiple jobs, what does this mean for employers? 

It’s no secret that employee turnover is a huge cost for companies. We have already seen employees quitting their jobs in incomparable waves. Businesses must evaluate where their employees are hurting and try to adapt. Companies can choose to remain passive, keeping an eye on those who may join the “great resignation” and trying to reevaluate work distribution. Or a business can be proactive and offer their employees low-cost benefits. Lowering one of the monthly expenses eating up their paychecks will give employees more disposable income for their essentials, such as eggs and milk. With money being a top cause of stress for many Americans, offering lower-cost alternatives to healthcare and additional benefits will boost morale and productivity and create a sense of camaraderie among the business and its employees. The best part is the companies themselves don’t even have to lift a finger. With one of our HealthEE by HBG custom benefits stores, employers leave the administrative hassle to us and get to be the trusted messenger bringing the good news to their employees. 

Where did HealthEE by HBG come from?

The world can’t turn without people. Not the people in the big offices high above the world or, in the case of the pandemic, hidden away in their home offices. Sure those people get the ball rolling, but it’s your delivery person, grocery clerk, nurses, and teachers who are on the ground making it all happen -despite how often they are under-appreciated and unprotected by the same world they are fueling. This underserved segment stepped into the spotlight due to the Covid-19 pandemic. The rest of the community finally recognized them as “essential.” We praised their efforts by clapping out of our windows, making signs, and raising them as heroes in the public eye. However, these grandiose gestures of support only go so far. Here at Healthy Business Group saw a gap, not just in the market but in our society, to protect and provide access to the underserved overworked, part time and gig workers of America. We saw how businesses around the country would have crumpled without their part-time employees, yet those same essential workers had the least access to insurance and benefits. The same people we crowned heroes, more often than not, could not afford to go to the doctor. How can that be? There must be a better way.  

Healthy Business Group went to work creating that better way. Crafting a space for everyone and anyone to have access to essential benefits and insurance coverage. That space took the form of the online store now known as HealthEE by HBG. Founded on the concept of Health for Everyone, Everywhere with the goal of being the Amazon of healthcare, HealthEE by HBG is your one stop shop, a marketplace of benefits at your fingertips. As a group of industry veterans, Healthy Business Group’s team has sought out the best value for your benefits from cost to services to flexibility. 

In order for HealthEE by HBG to truly be for everyone everywhere the Healthy Business Group team knew they needed a new kind of support team. This is where Ask Evan and his team come in. The Ask Evan team functions as dedicated advisors and educators to all. “I’m not trying to convince anyone to buy anything,” Evan, the head and namesake of the Ask Evan team told me, “I’m here to provide clarity and walk you through the options available.”We encourage and welcome you to schedule a call for free, no strings attached with an Ask Evan advisor to learn more about your own insurance needs and what options are available to you.

HealthEE by HBG has provided access to approximately 125,000 individuals in its first year of operation, but we aren’t stopping there. In the next year, we expect to provide half a million more people access to HealthEE by HBG by partnering with 50 organizations across the country. The HealthEE by HBG benefit store has changed healthcare for the better. 

Access to health (for) Everyone Everywhere

With one in ten people not having health insurance in the United States, I think it’s safe to say we have an access problem within the industry. But what does it mean to have real access to healthcare? It’s more than just being given a single option, take it or leave it. It’s more than being trapped for a year paying for coverage you don’t understand. 

Here at HealthEE by HBG, access means two things, education, and freedom. First, you should control your health and be free to choose how much coverage is right for you—space in selecting the range and longevity of the coverage. Only want benefits while you are between jobs, waiting to join your partner’s plan, or enduring a waiting period for a new job? Then, you can use HealthEE by HBG. More than just the power of choice, with our advisors on the Ask Evan team, you have access to guidance and education to understand better why you need what you need. We’ve taken something as guarded and confusing as healthcare and turned the conversation to ease and possibility. With Ask Evan in your corner, no question is too small. Your dedicated advisor will take you step by step through how the process works, yes, but also have a casual and honest conversation about your lifestyle and health needs. Once you understand what you need, you can enter our online marketplace and add your coverage to your cart. 

Having access is a power in itself. In our first year, HealthEE by HBG has provided this power to 125,000 members through association partnerships within real estate, logistics, teachers, healthcare, and a myriad of other industries. You can also wield the power of access by scheduling a call with our ask Evan team here or browsing the original online store that started it all here.

HealthEE Habits For A Healthy Life

Summer is a time for spontaneity, too much ice cream, day trips to the beach, and sun on our faces. But as we move into August, we must come back to reality and check in with ourselves. August is the best time to evaluate what works with my routines and what doesn’t. Especially here in New York, the change of the seasons makes it difficult to stay motivated, and I find having consistent habits an excellent grounding element. If you have been searching for a new routine or want to spruce up your current one, look no further. Here are six habits for a healthier life,

Stretch every morning,

Stretching takes only a few minutes and will set your day up for success. In our monthly newsletter, we share stretches specific to lifestyle. Next month we will be sharing stretches designed for desk workers, you can sign up to receive the newsletter by filling out the get in touch form here, but an excellent place to start is to reach down and touch your toes. My mother has always taught me that if she can still feel her toes, so should I, and I extend this challenge to you. Do you want to be outdone by my mom? I didn’t think so. If you can’t quite reach out of the gates, no biggie; every day, try to reach a little lower. However, if you can touch your toes with no problem, I challenge you to put your back against a wall, heels touching the wall, and bend, keeping your legs flesh to the wall for a bit more of a challenge. 

8 hours of sleep a night,

This habit is much harder in the summer when it seems there is every reason to stay out or finish that beach read, but your body will thank you for the extra recharge, and your heart will probably thank you too for not needing as many cups of coffee. 

Stay up to date with your checkups and doctor’s visits,

With the hustle and bustle of life, it’s easy to forget that appointment you scheduled six months ago before whatever fabulous plans landed in your lap, but keeping those appointments is essential to your health. Especially with affordable preventative essential care options available here, there is no reason not to go. 

Read everyday,

The average attention span of a human is 8.25 seconds. The average attention span of a goldfish is 9 seconds. I’m not talking about the average teen human or whoever you think is more addicted to technology than you are. That’s humans across the board. Whether it be a news article or a book, reading more than captions and tweets will be more stimulating for your mind and your sanity- not everything you read on social media is worth your time. 

Go easy on yourself and practice self-love,

Now I can almost feel your eyes rolling. “self-love” has been quite the buzzword as of late, but there is a good reason. Now, this looks different for everyone. Self-love to me can be walking by the dog park or journaling. But it can also be more subtle, talking to yourself in a kinder tone, not being mad at yourself for your mistakes, and complimenting yourself instead of criticizing when you walk by a mirror. Self-care to my brother is having the latest Yankees t-shirt. Well, each to each your own. There are no rules as long as what you’re doing makes you happy and brings you a sense of peace. 

Drinking water, 

Get yourself a reusable cup or bottle to keep by your desk and watch as, almost unconsciously, you drink more water. Drinking water helps every part of your body, from your joints to your brain to your internal body temperature. The benefits of water need no introduction. You simply have to choose to dedicate yourself to drinking at least2 liters of water a day. 

3 Common Life Insurance Myths

Did you know that only 31% of Americans say they are “very” or “extremely” knowledgeable regarding life insurance?* The insurance world can be overwhelming for many, but it doesn’t have to be. It is said that the truth can set you free, so today, we are freeing you by busting some of the most common myths surrounding life insurance. 

If you think, “I have group life through my work; I don’t need an individual policy.” I hate to rain on your parade, but this is a classic myth, group life often provides $20,000 or just a single year’s salary, which isn’t nearly enough to ensure your family has financial security when they need it most. On the other hand, an individual life insurance policy offers up to $2 million in coverage. In addition, policies start at just $9 a month, a bargain that will give your family a sense of stability knowing they are financially protected.

“I can always get life insurance later.” Another misinformed myth, as we get older, our health becomes increasingly more at risk leading to policies increasing in price. If you wait too long, your rate will be exceedingly higher than if you lock in a lower rate while you’re healthy.

“It’s too expensive,” You’re not alone in this train of thought; more than half of Americans overestimate the cost of life insurance by as much as three times a policy’s average rate*. However, individual life insurance is more affordable than you think.

Locking in your life insurance will save you and your family many headaches later down the line. So do your older self a favor and browse your options today, click here for a quote. 

*According to 2021 data from financial research firm LIMRA