Tag: affordable healthcare options

It’s not too late to get your flu shot!

Have you gotten your flu shot yet? It’s not too late, whether you simply forgot or attempted to walk into CVS in October only to be told to come back in a month. Here I am to remind you if you haven’t gotten yours yet now is the time. While you’re at it might as well grab that new booster as well. 

The flu like many other respiratory illnesses is spread person to person through droplets projected when an infected person talks, sneezes and coughs. During the past few years due to the pandemic our society has had limited opportunities for such droplets to be expelled with the wearing of masks being prominent and social distancing causing many to remain a safe distance apart. But this fall as mask mandates become a thing of the past and many of us hang up our masks, return to work, ride the train and go to social events like concerts and parties once again we are back in the line of fire for cold & flu season. 

Which is why it is predicted that the flu will return this season with seemingly extra force as our bodies are reminded of the countless germs we encounter and intake while going about our daily lives.

Making this an extra important year to get your flu shot if you have yet to do so. If you have not, whether you simply forgot or attempted to walk into a pharmacy in October only to be told to come back in a month. Here I am to remind you if you haven’t gotten yours yet now is the time and while you’re at it might as well grab that new covid booster as well.

Schedule your flu shot here or here.

Industry leaders are catching our drift, do you?

Benefits are not one size fits all. Instead, benefits are a purchase to be considered, researched, and compared. We are not alone in these beliefs; a recent article on employer benefit news interviewed the CEO and founder of advising firm Next Impact, Lester Morales, regarding his views on employee healthcare. He spoke of his experience with his father having multiple myeloma cancer. Despite his father having employer-sponsored health insurance, the cost of the treatments forced him into bankruptcy. His experience has led him to believe employers should look beyond the traditional to find more employee options.
We couldn’t agree more. We created HealthEE by HBG to be that other option. HealthEE by HBG gives employees the power to browse coverage options. While traditional insurance is known for being a complicated and confusing process, it does not have the reputation of being one with various options. When asked what the most prominent misconception people have about healthcare is, Morales compared the process to purchasing a car, “You wouldn’t just drive to the local auto dealership, get in the first car and drive off without asking questions and negotiating the price. But that’s exactly what we do with healthcare.” Morale’s analogy is reminiscent of HealthEE by HBG’s co-founder Christian Stearns, who has repeatedly said no one wakes up in the morning with the thought of buying insurance. Car owners take great care in deciding which car they will purchase, and employees should be able to take the same care when buying benefits as it isn’t a purchase to be taken lightly or on a whim. Giving employees a sense of ownership and control of their health can be a powerful gift, especially now that inflation has taken hold and employees are trying to cut spending wherever possible.
The question becomes, however, is, who does the responsibility fall upon? Is it up to employers to seek various options for their employees? No, we don’t think so. With HealthEE by HBG, we have done the shopping around and created a one-stop marketplace of benefits ranging from healthcare to vision to additional benefits like life insurance and pet insurance. With a wide selection of plan types, we also offer these benefits at no cost to the employer. So give your employees the power to choose the coverage right for them and leave the administrative headaches to us.

Read the full interview here

How you can help employees with rising stress due to inflation

A recent study conducted by Qualtrics reveals a look into employees’ minds amidst rising inflation. The study found a large percentage of Americans to be concerned by their financial standing, considering it to be poor. To combat this, employees seek cheaper living environments, a second job or side hustle, and in many cases, an entirely new job offering higher pay. In addition, working from home has created ample opportunity for employees to take on extra work, whether extra hours from their primary 9-5 or something on the side. But, with more than half of working Americans considering holding multiple jobs, what does this mean for employers? 

It’s no secret that employee turnover is a huge cost for companies. We have already seen employees quitting their jobs in incomparable waves. Businesses must evaluate where their employees are hurting and try to adapt. Companies can choose to remain passive, keeping an eye on those who may join the “great resignation” and trying to reevaluate work distribution. Or a business can be proactive and offer their employees low-cost benefits. Lowering one of the monthly expenses eating up their paychecks will give employees more disposable income for their essentials, such as eggs and milk. With money being a top cause of stress for many Americans, offering lower-cost alternatives to healthcare and additional benefits will boost morale and productivity and create a sense of camaraderie among the business and its employees. The best part is the companies themselves don’t even have to lift a finger. With one of our HealthEE by HBG custom benefits stores, employers leave the administrative hassle to us and get to be the trusted messenger bringing the good news to their employees. 

Achoo!

After all this time, it is easy to forget that there are other reasons for coughing and sneezing than Covid. Still, as we continue to acclimate back to public life in a seemingly post covid dominated era, it’s becoming evident that this allergy season stands out from the rest. 

Earlier this fall ABC News hit the nail on its head in Detroit reporting researchers have found that “climate change is leading to more pollen in the air we breathe and tough seasons like this one,” yet another reason we need to make efforts to become a more eco-conscious society. But more to the point, how can you set yourself up for less runny allergy season, well we have some tips to boost that immune system of yours; 

Get moving

Implementing physical activity into your fall routine boosts your health and lessens your susceptibility to sickness. Now I know it’s common to throw exercise in to solve many health concerns. Still, the proof is in the pudding with this tip, a professor at Appalachian State University known for his research in exercise, nutrition, and immunology, David Nieman, told the New York Times about a study he conducted in 2011 following more than 1,000 adults living in North Carolina for three months in 2008. In this study, many aspects of the subjects’ lives were logged, such as diet and exercise and how often they were sick, but the number one lifestyle factor was physical activity.    

Listen to your body 

Now in that same breath, there is such a thing as over-doing it. While there is no measure for what is considered too much exercise, taxing your body can suppress the immune system making you susceptible to infection. Everyone is different, what is manageable for you may not be the same for your loved ones, so it is essential to listen to your own body and not measure or compare yourself to those around you. Stress and a lack of sleep can also reduce the body’s response to infection. Stay in touch with yourself physically and mentally. 

Follow a healthy diet. 

Now, diet is another easy ‘cure-all’ for health concerns for a reason. Brightly colored fruits, vegetables, citrus, fruits, red cabbage, and kale are all excellent sources of “flavonoids,” the chemical compound found in plants that help the body fight inflammation and illness. Additionally, items probably already in your daily routines, such as tea, coffee, dark chocolate, and specific grains such as buckwheat, are also considered flavonoids.

Keep those covid precautions in mind. 

Washing your hands often, getting your flu shot as well as the most up-to-date covid booster, and even wearing a mask may feel oh so 2020 but will continue to lessen your chances of getting sick. Consider testing before big social gatherings, and asking others to do so can minimize the risk of infection to everyone in your orbit. While this is one of the worst allergy seasons, Covid-19 is still in the air, and it is still a consideration we must all be wary of.

Be prepared 

Colds and allergies can aggravate respiratory conditions such as asthma. Ensure your inhaler and medications are recent and on hand when needed. Additionally, take your allergy medication every day of the season to fend off any sniffles in the future, regardless if you feel any symptoms. Implementing vitamins into your daily routine if you have not already done so is another way to prepare your body to fight infection. 

Unfortunately, allergies are a seemingly unavoidable part of life, the CDC clocks as many as 60 million Americans suffering from seasonal allergies. All we can do is try to boost our immune systems and carry tissues in our bags during this time.

 

For more tips read this NYT article here